Bryan W. Alaspa 1Your health insurance company hates you
August 12th 2009 13:24
Imagine a woman, roughly in her late 30s or early 40s. She is in a doctor’s office and she has just learned a shocking thing: she has breast cancer. It looks like it is going to be a very long, painful round of treatment and there are likely to by multiple rounds of treatment. Now imagine a group of people, upon seeing the diagnosis and the claims come in, start looking through her medical records. As they look they discover that when this woman was about 20 or 21 she was treated for acne, but when she signed up for her current coverage, she did not disclose that she was treated for acne when she was 20 or 21. Her coverage for her current condition is not only denied, but her entire policy is pulled. She now faces a long, slow, horrible death from breast cancer, unable to afford treatment.
Sounds horrible, right? Sounds like something only monsters would do, correct? No sane people would put up with that, right? What would you call that group of people who deny coverage for people who are dying? Heck, you might just want to call those people a “death panel.”
There is something that everyone out there should know and it is an immutable truth. It simply cannot be denied. The truth is this: if you are sick, your health insurance company hates you. They do not want to pay out for long, drawn out chronic illnesses. You are a burden to them. They want you to go away or maybe just hurry up and die, already, please.
Do you have cancer? They hate you. Do you have diabetes? They really hate you. Do you have kidney problems? They hate you. Do you have MS or some other long, lingering, disease? They really would rather you just go away.
How do I know? I worked for one of the largest health insurance companies at one time. I worked with the marketing reps and put together the health insurance proposals with my own two hands and looked at the data used with my own two eyes. I saw the marketing reps eyes gleam if the company had a large number of people with chronic illnesses because they knew they could raise the premiums. I heard them refer to these people as “sickos” and “sickies.” I then spent years working human resources.
How many people did I have to try and help when their children were being denied coverage for illnesses? More than I care to remember. How many elderly employees did I deal with who couldn’t get their heart medication or some sort of life-dependent maintenance medication? More than you can possibly imagine.
Australia, Canada, Finland, Germany, France, Great Britain, New Zealand, Greece, Ireland, Japan, Italy, the Netherlands, Spain, Luxembourg, Portugal, South Korea, Sweden, Austria. That is a list of countries that have some form of socialized healthcare. Every one of them has freely elected governments. Their citizens have rights to free speech and can vote for whom they choose. They are not communist. But then again, let’s look at this ridiculous “boogeyman” known as communism.
China and Cuba provide healthcare coverage for their people. Even the supposedly “evil” communist countries think that basic healthcare coverage is an inherent human right and that their citizens deserve it. Who doesn’t provide healthcare coverage to its citizens?
The United States of America.
I know, you don’t know anyone who is potentially suffering from health insurance companies. You’re covered. You keep yourself healthy. Your friends do too. So, it doesn’t affect you. You don’t know anyone who could really benefit from a universal healthcare plan here in the States.
Well, then let me introduce myself. My name is Bryan W. Alaspa. I am a freelance writer. I am facing a very near future without healthcare coverage. I could definitely benefit from some kind of government-sponsored healthcare plan that would cover all citizens for free.
Sounds horrible, right? Sounds like something only monsters would do, correct? No sane people would put up with that, right? What would you call that group of people who deny coverage for people who are dying? Heck, you might just want to call those people a “death panel.”
There is something that everyone out there should know and it is an immutable truth. It simply cannot be denied. The truth is this: if you are sick, your health insurance company hates you. They do not want to pay out for long, drawn out chronic illnesses. You are a burden to them. They want you to go away or maybe just hurry up and die, already, please.
Do you have cancer? They hate you. Do you have diabetes? They really hate you. Do you have kidney problems? They hate you. Do you have MS or some other long, lingering, disease? They really would rather you just go away.
How do I know? I worked for one of the largest health insurance companies at one time. I worked with the marketing reps and put together the health insurance proposals with my own two hands and looked at the data used with my own two eyes. I saw the marketing reps eyes gleam if the company had a large number of people with chronic illnesses because they knew they could raise the premiums. I heard them refer to these people as “sickos” and “sickies.” I then spent years working human resources.
How many people did I have to try and help when their children were being denied coverage for illnesses? More than I care to remember. How many elderly employees did I deal with who couldn’t get their heart medication or some sort of life-dependent maintenance medication? More than you can possibly imagine.
Australia, Canada, Finland, Germany, France, Great Britain, New Zealand, Greece, Ireland, Japan, Italy, the Netherlands, Spain, Luxembourg, Portugal, South Korea, Sweden, Austria. That is a list of countries that have some form of socialized healthcare. Every one of them has freely elected governments. Their citizens have rights to free speech and can vote for whom they choose. They are not communist. But then again, let’s look at this ridiculous “boogeyman” known as communism.
China and Cuba provide healthcare coverage for their people. Even the supposedly “evil” communist countries think that basic healthcare coverage is an inherent human right and that their citizens deserve it. Who doesn’t provide healthcare coverage to its citizens?
The United States of America.
I know, you don’t know anyone who is potentially suffering from health insurance companies. You’re covered. You keep yourself healthy. Your friends do too. So, it doesn’t affect you. You don’t know anyone who could really benefit from a universal healthcare plan here in the States.
Well, then let me introduce myself. My name is Bryan W. Alaspa. I am a freelance writer. I am facing a very near future without healthcare coverage. I could definitely benefit from some kind of government-sponsored healthcare plan that would cover all citizens for free.
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Comment by Dan Cheely